We are the ONLY company in classic car financing able to consider applicants with less than perfect credit history.

  • FAST & EASY 20-30 Minute Response time
  • 2008 or older EXOTICS
  • Classics 1928-1996
  • Rates Starting at 4.95%
  • Terms up to 144 months no pre payment penalties

Loan Calculator

Format: 12m, 36m, 3y, 7y

Life Changing Event?

We Finance:

  • Bankruptcy
  • Foreclosure
  • Divorce
  • Loss of Business

If you are a good paying customer but had a "life event" and have put it behind you but your credit score isn't back to where it should be, we can help. This is a credit re-builder program, and is the only Classic & Collector Car finance program that will look at credit scores down to 600.

Rates: 10.50% - 17.95%
Cash Down: 20 - 30%

Happy Clients

See what our clients say about us

"We at Gateway Classic Cars, the World's Largest Classic Car Dealer, greatly value our relationship with Collector Car Lending and their ability to help our customers Finance Their Dreams! CCL is made up of consummate professionals that strive to make financing a vehicle a seamless and streamlined process for our mutual customers. Francesca, Carly and Andy are a pleasure to work with and are always there when our customers need them. We look forward to working with the crew at Collector Car Lending for a long time to come. "
“Vanguard Motor Sales exclusively directs clients to contact Collector Car Lending when they have questions about financing their classic car purchase. The team at CCL makes the process a breeze from start to finish. Their quick response time and attention to detail define them as a stand out company to do business with.”
“CCL was a breath of fresh air when purchasing a classic vehicle. Even though I was in a foreign country during the process everything was completed in under a week.”
“It's nice to work with a company like Collector Car Lending because they specialize in the financing of classic and collector cars. So, the entire loan process runs like a well oiled machine. Francesca handled my loan and was on the ball the whole time, and very knowledgeable about the process. You can tell she has a sense of urgency about her, I like that. I have nothing bad to say about CCL and I would definitely recommend them to any of my family or friends looking to finance a collector car.” ~Shane M.
“Streetside Classics, as the Nation’s Top Consignment Dealer of Classic and Collectible Cars, continue to be impressed and cannot say enough about the relationship we have with Collector Car Lending. Their communication and friendliness with our associates and our mutual clients is top tier.

They consistently and concisely go above and beyond to make sure all facets of a transaction are smooth and without error. The CCL team also strives to complete their acquired job assignments in a timely fashion and are quick to relay information to all parties involved.

As mentioned, their communication and friendliness make them a fantastic teammate in the financing world and an outstanding business partner. They continue to make our mutual clients comfortable in the purchase process and help us to continue to build relationships. That is customer service at its finest. “
“Suzette was very informative very responsive also very knowledgeable I would recommend them to family and friends.” ~ Sylvester Tolliver Jr
“CCL Staff took time to help and answer any concerns or questions I had, fantastic company with Awesome employees that treated me as I were their most important client!! Wonderful experience, can't wait to do business with them again!” ~Gary King
“Nice job from Carly and Francesca they where very professional and transaction only took two days.” ~Lance Hogan
“Francesca Pasquale's customer service was OUTSTANDING! Her expertise, patience, willingness to go above and beyond speaks volumes about the quality of people at Collector Car Lending. She answered questions at any hour of the day or night, always made time for me, and was an absolute pleasure to work with. Because of Francesca, I will be recommending collector car lending to my friends and associates!! Thank you Francesca!!!!” ~ TMcDaniel
“AWESOME!!! Not only did they give me great terms and EXCELLENT service. She referred me to a Collector car insurance company that saved me over $600.00 per year”

Get pre-approved for financing by completing our online application

During business hours (M-F 9 a.m. - 6 p.m. EST) one of our loan agents will pull your credit using Equifax (credit bureau) and will contact you directly via phone to go over the options available to you. You can usally expect a phone call from us within 20-30 minutes of submission.